Rates As Low As 6.46% APR

Onlinepersonalloans.us is a leading provider of lender to consumer who need personal loans in USA. ALL credit types can be accepted. We can help you get a personal loan with our lender network.

Frequently Asked Questions

Frequently Asked Questions With Onlinepersonalloans.us Please See Below.

A personal loan is borrowing a sum of money from a financial institution for personal use. The borrower will make monthly payments to the financial institution repaying the sum borrowed plus interest. Personal loans give individuals the financial ability to make purchases without saving the funds first. Personals loans, also known as unsecured loans, are different from payday loans, short term loans, or cash advances in that they offer higher loan amounts, have lower interest rates, and longer repayment periods. Approval for these loans are not based on employment but rather the credit history of the borrower. Borrowers with good credit can usually be approved for a personal loan and can be used to cover large payments that may need to be made such as college tuition or home repairs. What can a personal loan be used for? Whether you are paying off bills, celebrating a special occasion, or covering an unexpected cost your personal loan is there to be used at your own discretion.

Qualifying for a personal loans is simple. The basic requirements are:

  • Currently employed (or receive regular income).
  • Make at least $1000/month.
  • Be 18 years of age or older and a U.S. citizen.
  • Have a checking or savings account with direct deposit.

To be approved for a personal loans, you must meet the basic requirements above. The specific lender you are matched with may have additional eligibility requirements based on its own approval criteria. Factors such as income, direct deposit of your pay, past personal loans history and state of residence may affect the approval of your loan or the amount that you are approved for.

Your first Onlinepersonalloans.us loan is based upon the information you provide in your application. You may request up to $35,000, but it is ultimately up to the lender what the final loan amount is. How are fees established? The owner of this website does not charge fees for this service. Any fees are from the lender and will vary by lender.

Yes! Onlinepersonalloans.us is partnered with lenders who specialize in lending to those with less than perfect credit. Unlike traditional lenders that only consider your credit score, we look at additional areas of your finances, including time of employment, income and other factors. Our lenders' flexibility allows for applicants with good credit, bad credit or no credit to be approved for a loan as long as they meet the minimum eligibility qualifications of a steady source of income and an open bank account.

If your application has been approved, Onlinepersonalloans.us will notify you and direct you to your lender’s loan agreement page where you can review and electronically accept the rate and repayment terms. You will also receive an email confirmation with a link to the loan agreement page.

Once your application is approved and you've electronically signed for your loan, funds are directly deposited into the borrower's checking account. Deposit times may vary based on personal eligibility. Funds usually are deposited into your bank account by the next business day.

Cost of Borrowing varies and is based on a borrower's personal eligibility for a loan. Upon approval for a loan, rate and repayment terms are presented to you. Remember, no loan is issued unless the borrower electronically accepts the rate and repayment terms.

Your loan is typically due on your next pay date. However, some lenders will allow for extended repayment options for a fee. Please contact your lender directly if you have repayment questions.

Onlinepersonalloans.us is a loan matching service provider, not a direct lender. The lender you are matched with has its own policies regarding late payments. These policies can be reviewed within the lender's terms and conditions before accepting a loan. If you are unable to make a payment on time, please contact your lender directly discuss an alternative payment schedule.

We use industry-recognized security and advanced encryption technology to protect your personal information. Your information is transmitted and stored securely in an encrypted format. Please review our privacy policy for additional details.

If you can’t make your loan payments on time, you may be in default of your loan obligations. If that happens, your lender may try and secure repayment from you using debt collection methods that are professional, fair and in compliance with the law. Lenders should follow the Fair Debt Collection Practices Act guidelines when attempting to collect loans in default. Late payments and loan defaults may adversely affect your credit and may make it difficult to obtain future personal loans.

Contact Us

[email protected]
Call Us: +1 (855) 462-5019

    - They may not contact you by phone before 8:00 am or after 9:00 pm in your time zone.
    - They may not use abusive language toward you.
    - They are prohibited from using deception to attempt to collect a debt from you.
    - They are not allowed to threaten legal action against you if they either can’t or don’t intend to pursue such legal action.

Contact Info

16161 Ventura Blvd, Ste C717
Encino, CA 91436
Tel: +1 (855) 462-5019

Loan Questions: Onlinepersonalloans.us is not the lender. We cannot answer any questions about your loan application, your status, approval or repayment terms. You must contact your lender directly.